Firtop / Insights

Insights

Operating design notes on strategic finance and AI-native systems for seed-stage companies. Each one is a page you can read in a few minutes and share.

Vendor landscape / AI-native finance

Can an AI agent run your books? Grading the ledgers.

QuickBooks Online, Xero, Puzzle, Digits and Kick, graded on what an agent can actually reach through the API: bank feeds, reconciliation, journals, events, evidence and reports. Tested where marked; every vendor given a right of reply.

October 2026
Operating design / AI-native finance

Close the books every day. Decide in real time.

How a team of AI agents runs a continuous close: every source feeds a daily loop, rules handle the routine, and a person steps in only on exceptions.

September 2026